The quantity of rice may be more than what you need in a month but you can cut down the rice money for the next month and save that amount for something else. If you usually go shopping during the first week of every month, as soon as you get your salary, here's something you could try out.

Go shopping in the last ten days of the month so that you can spend the least amount of money. Fix a particular date every month to plan the budget for the entire month.

While planning the budget, make sure you keep in mind the extra expenditure like birthdays and anniversaries for that month and allot money accordingly.

Also Read: Is it Worth Shopping in Shopping Malls

Buy All at One Go

"I buy all the grocery and things that are needed for the household at one go. However, I do it when there are many offers and when the pricing is cheap. In case of provisions like rice and pulses, I make sure that they are stored properly," suggests Naina Bhupendra Shah.

Create an Expense Sheet

Seema Shinde, a homemaker says, "On first of every month, I create an expense sheet. In that I mention fixed expenses like the milkman's payment, electricity bill and so on. I also put a column on individual expenses like my travel expenses if any, my husband's expenses and my child's expenses if any."

Apart from that, she also makes a column comprising grocery and other needs for the house. She also has a buffer budget which is money for unexpected expenses like extra milk or gifts for someone's birthday.