Eating Out Everyday?

With your hectic schedule everyday, you can't find the time to prepare a sandwich for breakfast, let alone a full-fledged dinner. So your only option really is to eat out. And your hubby doesn't seem to mind. But your lifestyle is not just going to affect your health but erode your finances too.

Imagine you have no time to have breakfast at home. You dash off to work and pick up breakfast from Barista on your way. You spend on an average Rs.200 everyday on breakfast for both you and your husband. Breakfast expenses for a month = Rs.5000.

And then there's lunch. Not less than Rs.150 per day for each of you. So there you go spending another Rs.7500 on lunch per month, if not more. Bad enough, you are spending so much on lunch. But worse, you are ruining your system eating out everyday, which means you will have to keep a separate budget for doctor's fees.

Dinner can be quite an expensive affair too. Especially since it is the only meal in the day that you both can eat together. So every other day you want it to be special and you go out to a somewhat fancy restaurant and land up paying at least Rs.500 for dinner. And in a month, Rs.12,500 on dinner!

Your total expenses on food in one month = Rs.25,000. Ouch! You are feeling the pinch now, aren't you?

By the way, you just might land up spending more than that because of all that mid-meal snacking, vending machine trips and after-shopping hunger pangs.