Tanmayee's problem: "It's tough to make my pocket money last, especially since I spend the most on food!"

How she works it out: "I have recently opened a recurring account and I carry my meal from home."

Tanmayee's tips:

i. Carpool or bike-pool works. You don't have to spend individually on petrol.

ii. Eating out costs a lot more than carrying a meal. Besides, it's a healthier option.

iii. Libraries work better than buying anything - if you have a liabrary of books, toys, pets, use it.