It's Monday morning and you're scheduled to make an important client presentation at work today. You rummage through your wardrobe only to find that your best suit is stained.
Your husband apologises for not being able to drop the kids off at school. The maid wants to know if she can have the rest of the day off.
The phone is ringing off the hook - it's probably your boss demanding to know why you aren't in yet. To top it all, one child upsets her glass of milk all over the dining room table!
What would be your most likely reaction?
a. You ignore everyone and continue searching for something to wear.
b. You take a deep breath and try to sort things out, one at a time.
c. You burst into tears, convinced that everyone is conspiring against you.
Try another one…
Your best friend calls you on Friday night, asking if you would like to join her on a weekend trip to a little known town.
She warns you that she hasn't made any arrangements and plans to take things as they come.
You:
a. Jump to the idea. Lack of arrangements doesn't bother you.
b. Agree to go, provided your friend promises to make arrangements on arrival.
c. Prophesise all kinds of dire incidents that might befall your friend.
If you answered c to both questions, and these are reflective of the way you react to most situations, then you probably have a tendency to think negatively.
Power of Negative Thinking
Does that mean we all need to become optimists and look at the world through rose-tinted glasses? Not really.
Negative thinking affects us in more ways than one, and avoiding negative thoughts boosts both physical and emotional health!
Counselling Psychologist Beena Panchal says, "The mind-body connection is extremely powerful. Our thoughts can actually make our body feel well or unwell. Our body is the medium of expressing or exhibiting our mental state i.e. the state of our mind."
Can negative thinking really affect a person financially?
Varkha Chulani, Clinical Psychologist, Lilavati Hospital, and Associate Fellow & Supervisor, The Albert Ellis Institute, New York City, U.S.A. believes it can.
According to her, excessive negative thinking can make people impulsive and lead them to make financial decisions which may adversely affect them in the long run.
Also, unhealthy emotions, such as depression and hopelessness, make people inactive and inert and consequently affect their ability to effectively manage their finances.











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